VERA INSTITITUE OF JUSTICE END ABUSE OF PEOPLE WITH DISABILITIES WEBINAR SERIES 5/15/18 1:30-3:30 P.M. EST >> LENI DWORKIS: Good afternoon, everyone. Thank you for joining our webinar today. I'm Leni Dworkis with the Center for Victimization and Safety at the Vera Institute of Justice. I would like to welcome you to today's webinar where we will discuss connecting survivors with disabilities with public benefits. We are pleased to bring you this as part of our End Abuse of People with Disabilities webinar series. We have just a few quick logistical items to go over before we begin today. We would like your assistance in testing the captioning pod. The captioning pod is located to the bottom left-hand corner of your screen directly below the presentation. The words I am speaking should appear in the captioning pod. If you can see the captioning pod, please go ahead and raise your virtual hand. Great. If there is anyone that cannot see the captioning, please send a message in the Q&A pod. Next, in the pod to the right of the presentation, you should see our American Sign Language interpreter. How is the light? Can you clearly see the interpreters? If you can clearly see the interpreters and the lighting is good, please raise your virtual hand. If you can't see them or if the lighting is too dim to see, use the Q&A pod to contact us. I will now pause for a moment to see if anyone needs assistance and allow time for the interpreters to make those adjustments. Participants are in listen-only mode. If you cannot hear the presenter speaking, if you are having difficulties with the captioning or any other technical difficulties during the presentation, enter a message into the Q&A pod to the bottom right of the PowerPoint. This is the best way to communicate with me or the Vera colleagues providing technical support throughout the webinar today. We plan to have time after the presentation for questions and comments. If you don't want to lose a question or comment in the presentation, feel free to go ahead and enter it into the Q&A pod and we'll hold your questions until the end. If you would like to download a copy of today's presentation, you can do so by going to the files for download pod to the right of the PowerPoint. Just click on the file you want to download and then select download file. We will be recording today's webinar. A link to the recording and PowerPoint and materials will be emailed to all participants following the webinar. Let's begin. Advocates working with domestic violence and sexual assault programs connect survivors with benefits such as welfare and affordable housing to bridge the gap from living with an abusing to living on their own. There are additional services a survivor might need assistance accessing, federal disability benefits and supportive housing. This webinar will provide information to domestic violence and sexual assault providers how to connect survivors with disabilities to these additional necessary resources. Our presenter is Ashley Brompton. Ashley joined the Center on Victimization and Safety as a Program Associate in November 2016. She brings passion and knowledge about individuals with disabilities, particularly intellectual and developmental disabilities, and criminal justice. At Vera, Ashley provides technical assistance to victim service providers and disability service providers around the country that are starting to improve service to survivors of domestic and/or sexual violence who have disabilities and Deaf survivors. She coordinates Vera's national outreach, the End Abuse of People with Disabilities webinar series and monthly newsletter. Prior to joining the Vera Institute of Justice, she was the Criminal Justice Fellow at the Arc's National Center of Criminal Justice and Disability where she advocated on behalf of individuals with intellectual or developmental disabilities who are involved in the criminal justice system as victims of crime or suspect offenders. Ashley also advocated on behalf of people with disabilities in the criminal court and mental health diversion court in North Carolina. Ashley has a juris doctorate from Wake Forest University School of Law and Bachelor's Degree in political science from Florida Gulf Coast University. She is licensed to practice law in Florida. With that I will turn the presentation over to you, Ashley. >> ASHLEY BROMPTON: Great! Thanks, Leni. So, there is --it seems like we might be having a technical difficulty. I'm not entirely sure. I'm going to go ahead and get started and hopefully my Vera colleagues with work on all that stuff in the background. Okay. So today we are going to talk about some benefits that survivors with disabilities might need to be connected to in order to safely and hopefully leave their abusers. So with that, before we even get started, I have to do the "this is not legal add vice" disclaimer. Nothing in this presentation is design to constitute legal advice, any scenarios and examples that I talk about are for illustrative purposes only. For legal advice or guidance on a particular situation, please contact one of the resources that I'm going to talk about at the end of this webinar. And for more information on any of the benefits discussed in this presentation specifically, you can always reach out to the administering agency of that particular benefit. Before I go ahead and get started and talk about the objectives of the webinar, I did want to let you know that apparently Adobe Connect is having --doing an emergency update to their system right now, and what that means is that we might be experiencing some technical difficulties throughout the webinar, and we apologize in advance. And we'll try to do as many work-arounds as much as we can to make it as smooth as possible for you all, but we just want to let you know. Okay. So today our objectives, we will identify the unique elements of domestic violence and sexual assault of people with disabilities that may lead to the need of additional supports. We will particularly focus on domestic violence because that is where you will see a lot of the dynamics that we're talking about and the supports needed. The types of supports that people with disabilities might be connected to, how to connect survivors to those supports and to apply for and maintain those supports. This is a lot of information that we're going to be talking about. Okay. So why do survivors with disabilities need additional supports? So everyone on this phone call, or most people on this phone call, are probably steeped in an understanding of the dynamics of domestic violence. Power and control, coercion, et cetera. We all know about that. Anything to all of those tactics of abuse, there are additional tactics of abuse that people with disabilities face specifically. Abusers know how to take advantage of a vulnerability or a perceived vulnerability and it is apparently when you look at some of these that it is clear that their disability has part of a connection to the type of abuse that is used. So, for example, becoming a relied upon or primary caregiver before beginning the abuse. So many people with disabilities have other caregivers, for instance, maybe personal care attendants that are hired out from an outside agency or friends or support system that way. So one tactic is becoming a relied upon a primary caregiver before beginning the abuse, kind of eliminating the access that other folks have to the person. And what this also means is that the person can't just leave. They rely upon a caregiver for daily care, maybe for dressing, showering, toileting, etc., so leaving is not as easy as --not that it's ever easy, but it's even more difficult. Becoming a legal guardian. So, people with disabilities oftentimes, especially if they have a psychiatric disability or intellectual/developmental disability can sometimes be ordered by the court to have a legal guardian, and this is a person who basically has substitute decision making powers over the individual, and that gives the person a lot of power. They decide -they can decide everything from medical care to living situations, to who the person is able to access, to transportation, everything. Service provision, basically anything you can think of depending on the type of guardianship can be determined by a guardian, which gives a person extreme amounts of control over the individual. Another tactic is using transportation options for --many communities, rural or smaller communities there may only be one accessible transportation route, and that route is easily found, right? And so unlike in maybe other places or for other people who don't have a disability who could maybe just take a different route to work, a person with a disability might not be able to do that if there's only one accessible transportation route, which makes it much easier for their abuser to follow them. Another tactic is severing relationships with other caregivers and fostering isolation. I already mentioned a little of this, but saying to the person "well, you don't need them to come by anymore and help you with that, I'll help you with that," and just completing a sense of complete and total reliance on the abuser and not giving the person with a disability the opportunity to not only report the abuse, but have --be able to rely on other people. And then refusing necessary medical care. If the abuser has control over the individual with the disability, they might be able to refuse to take the person to a doctor, for example, or refuse to refill the person's medication or something like that. Which can lead not only to more power and control but to serious medical consequences. Huh-oh, we're going backwards. I don't know what happened there. Apologies. Okay. So when talking about the unique dynamics of abuse of people with disabilities, again, we already talked about some of this. People with disabilities who experience domestic violence face a variety of unique circumstances that make it even more difficult to leave their abuser. A lot of times they are worried about everything from not just the typical "how am I going to afford my rent, how am I going to make sure that I'm able to keep my medical insurance," but now they're thinking of "how am I going to get dressed in the morning? How am I going to... I don't know what is going on with the slides. How am I going to get to my doctors? Who is going to help me figure out my medication and help me do my medications every week? So there's a lot of things that can come up. Or if the person is a legal guardian, how do I change that person to that person is no longer a legal guardian and what if we go to a courtroom and it's a he said/she said situation and the Court doesn't believe me and lets them continue to be my guardian? What if I'm getting life-sustaining treatment? For example, what if a person is getting dialysis and... I'm sorry, these are... the slides are doing something funky. What if a person is getting dialysis and paid for by their spouse's insurance and if they lose their insurance they won't be able to get dialysis, which is a life-sustaining treatment. So we're thinking about complex medical conditions, sometimes where -without the abuser's insurance or abuser's ability to help them access healthcare, they could literally die just because of that. So that's kind of another layer of what you see when you see survivors coming in for services, another level of anxiety and another need that they need. So, because survivors with disabilities rely on their abuser for so many of these daily living things that we already talked about, leaving the situation --so finally making that difficult decision to leave their abuser, could mean losing not just their spouse, maybe the father of their child or the mother of their child or their parents, not just losing that relationship but also losing all of these things that are really vital to being able to live independently on their own in the community. Which then makes them fear the idea that they may get institutionalized, if not one --if they cannot get help in the community, their options are limited living in the community. So, helping a survivor to leave, helping a survivor to safety plan, helping a survivor move forward in the process, may be replacing some of the supports the abuser provided, and luckily there are supports out there for folks that you can connect them to in order to help them not only financially but with some programmatic supports, that will really help them to be able to fill those gaps and not have to be afraid of losing their abuser because they will lose all of these other services that the abuser provides besides the relationship that they have, or whatever the relationship may be. So, what are the supports? How do we get them for survivors? So the first thing I wanted to do, and hopefully this will work, because right now we are having technical difficulties. So I apologize if me moving this chat box over doesn't work. I don't think it's going to. But, what services or financial supports are you aware of for people with disabilities? I don't know if the chat box is going to be able to be pulled over, so maybe just take a minute to think about, what do you know of for people with disabilities that either maybe your local community provides or your state or even the federal government, but specific to people with disabilities and what they need. And then we'll talk through some of the things that we know about that can be really helpful for folks. I'm going to attempt... I don't think this is going to work... attempt to move over the chat box. Nope, that's not going to work. Apologies about that. But what services or financial supports are you aware of for people with disabilities? It looks like maybe we're moving --yay! Here we go. The chat box has arrived. If you can type in there and talk about what you know about. I kind of want to gauge what the audience knows already when it comes to services that are specific to people with disabilities. Okay, we have a couple people typing. So, yeah, SSI, supplemental security insurance, we'll talk about that. Again, another SSI. In home supportive services, we're going to talk about that as well. That's a big one when looking at services that are not... [ audio interference ] >> I think there is someone not mute. I hear something in the background. So, yeah, state coalition, adult protective services, Medicaid, meta-transit, Medicare. Yeah, all of these are great and we're going to talk about a lot of those and I know a few are still typing, but I'll keep monitoring that. I can still see what y'all are typing in there. Home and Community Based Services waivers, all of those are great. What we're going to talk about today are a few federal and state services. Obviously, every state has additional services, every community has additional services, and unfortunately because of the great variety amongst the states we can't talk about every state, but what we can do is talk about some federal stuff and then some of the state stuff that is in every state, although it might be administered in a slightly different way. So we will talk about Social Security disability insurance, which is SSDI. Supplemental security income, which is SSI. Federal supported housing... [ audio interference ] >> ASHLEY BROMPTON: So I'm hearing someone --sounds like someone... [ audio interference owe interference ]... >> ASHLEY BROMPTON: I'm not sure what that noise is, but it's... So I'm going to talk over it and hope that they're able to get that resolved. So we're also going to talk about some state programs, Medicaid being the big one that I'm sure most of you are already familiar with. And then long-term supports and services, which are provided through Medicaid that are kind of a different process. So the first one is Social Security disability insurance. As a reminder, we're really talking specifically about programs that are for people with disabilities and deaf people. Excuse me. And what that means is that there are a lot of programs that you all are probably familiar with such as CHIP and SNAP and things like that that we're not going to talk about today because they're not specific to people with disabilities. So just keep that in mind as you're thinking about what we're covering. So Social Security Disability Insurance is funded by payroll taxes. It's the tax that is taken out of every paycheck. And once you have a sufficient working history, if at some point during that time you acquire a disability, you can withdraw from that account even if you're under the age of 65 and that is Social Security Disability Insurance. To qualify for Social Security Disability Insurance you have to have a qualifying disability. So this doesn't just mean that you have a disability. It's more complicated. It doesn't mean you just have a health problem. You have to meet the Social Security Administration's definition of a disability. So inability to engage in substantial gainful activity because of a medically determinable, physical or mental impairment, which can be expected to either result in death or which has lasted or can be expected to last for at least 12 months. So that's a pretty specific definition. It means that you have to have a disability that is medically determinable, which means it has to be able to be recorded in medical records. And that is expected to lead to either death or is expected to lead to a period of disability that is at least one year long. You also have to be under 65 for obvious reasons. If you're over 65 you can just get your retirement benefits. It's the same account. The only difference is when you get SSDI, you get them earlier because of your disability. You have to have a sufficient work history. So if you haven't worked or didn't work enough, you will not have enough work credit, which means you will not qualify for SSDI. That's not to say you cannot get another type of disability program, but not SSDI. And so you're not able to participate in substantial gainful activity. So substantial gainful activity is any activity where you earn over 1,180 per month. So if you work and make over $1,180 per month, you are presumed to be participating in substantial gainful activity and able to qualify for Social Security Disability Insurance. If you are blind that number is 1,970, so it's a little higher, but those are the requirements. So it's pretty strict and they take very strict interpretation of what all of these requirements are. After two years on Social Security Disability a person automatically qualifies for Medicaid --or Medicare, excuse me. Just a quick note on Medicare, we'll talk about it in a minute, but there are some limitations to what Medicare covers when it comes to disability. So we'll talk a little bit about that and we'll talk a little bit about people who qualify for Medicare and Medicaid and how to make that work. So a big thing to note here is there is a five-month waiting period. And that's after they have determined that the person has a disability. So depending on how smooth the process is, the application process and the review process, it could take anywhere from a few months to a few years to determine that a person has a disability, and if it is determined that they have a disability, then you have to wait another five months before you even start receiving the benefits. So, it's a really long process and so you would have to think of something that you could do in the interim to fill that gap while you were waiting in a crisis situation. Another thing to note about SSDI is that it doesn't have an income requirement as far as you can make the $1,180 per month. You can also make any unearned income, things like passive income. So rental properties that you might own or if you have stocks and bonds that you get dividends out of, those are unearned income and don't count for purposes of Social Security Disability Insurance, and neither does your spouse's income, which is something that we'll talk about when we talk about supplemental security in the next slide. So Supplemental Security Insurance is what we typically hear in our everyday vernacular as welfare. Disability welfare funded by general taxes. So it doesn't depend on anything but having a qualifying disability and having low income and low assets. So it's completely need-based. The definition of disability is the same. However, you also have to have less than $2,000 in assets or if it's a couple, $3,000. And a very limited income. So what does this mean for someone who maybe has just left their spouse and separated but still legally married? If you are separated, your spouse's income likely will not matter as long as you're maintaining a separate household and you're not holding yourself out to be married. However, if a survivor goes back to their spouse, they will -the spouse's income will begin to count, which could mean they lose the benefits from SSI. So that's definitely something that you want to inform people of when you're talking about this with them. As far as the assets go, you can have a main primary residence. In some states it's called a homestead residence that is not counted as an asset. Typically vehicles --it depends, sometimes they are counted and sometimes they're not counted. We'll talk a little bit in a couple slides about what happens when you try to apply for SSI for a child, and what that looks like, because that is very different as far as the definition of disability as well as the income calculations. But it's important to note that this program, you really have to be indigent, basically, to qualify for it. If you get SSI you automatically receive Medicaid in your state. And SSI does not have the same waiting period, so while you may wait to get a determination, your benefits will start the first full month after that determination. So there's a lot less of a waiting game type thing. So, a scenario that we're going to talk about. These scenarios are designed to talk about some of the complexities in thinking this through. So let's talk about this one. Marie and her son Luke are living in transitional housing and receiving other services from the organization as well. Luke is ten years old and has Down Syndrome. Marie works full time at a medical office with a salary of $50,000 per year. So what, if any, of the two financial benefits that we already talked about does Luke likely qualify for? So, for children, the rules are slightly different. You have --for SSI for children, you have to meet the definition of disability for children, which is different. For children they have to have a medically determinable physical or mental impairment that results in severe and marked functional limitations. And has last or expected to last at least one year. So it's a slightly different standard that involves a functioning, a level of functioning or lack thereof that needs to be evaluated. So this is an additional process that is often --school records are used to determine this. Oftentimes developmental pediatricians are used to help determine this. But it is a slightly different standard for SSI for children. The other consideration --that's the first one. Does Luke meet the definition of disability? He likely does, because Down Syndrome is considered one of the lists of disabilities that is basically automatically accepted. The other question, though, is Marie's income. Does Marie's income impact her ability to get her son on SSI? And the answer is yes, it does. For children, their parents’ income does come into play. It's part of the calculation. A percentage of their parents' income will be deemed as their income and therefore could disqualify them from SSI. However, the Social Security Administration may still pay a limited benefit. It may be $30 and provide them with Medicaid services, which you'll also see later can also mean that they can get home and community based services and long term supports and services in their home, which is a lot of the reason why people apply for SSI for their children. So then would there be any changes to his benefits if Marie was permanently injured and had to go on SSDI? And the answer to that, again, is yes. So the Social Security Disability Insurance program has something called a disabled child --a child of a disabled adult. So what that means is a child whose parent is either retired or on SSDI, and they can claim benefits under their parents' work history. What they need to do is have been declared disabled by the Social Security Administration before age 22, and their parent has to be --also has a disability and have a sufficient work history. And what will happen then in that situation is that Luke and Marie will both get SSDI payments, however they will only get payments up to the maximum family benefit. And I know this is very confusing. I've included some resources in files for download pod that go through things, and I have some other resources available. It's a lot of technicality and a lot of "if then" things, which is why we can't say an absolute to anything, but if a parent qualifies for SSDI and therefore they have no substantial gainful activity, they could qualify. They could both qualify, both get SSDI, both eventually get Medicare. They would only be able to get up to the maximum federal benefit amount as a family. So scenario 2... crystal is a 30-year-old with autism spectrum disorder. She and her 65year- old mother recently arrived seeking shelter and services. Crystal has never worked and chooses not to live alone. Her mother receives Social Security retiree benefits and had a long career as teacher. What, if any, financial benefits does Crystal likely qualify for? So in this case, first we look at Social Security Disability Insurance, SSDI. Crystal may qualify. However, she was not declared by the Social Security Administration to be disabled before age 22, so even though her mother has sufficient work history and she has a disability that likely qualifies as a qualifying disability, she probably would not be able to get services because she was not declared disabled before age 22. For SSI, however, the standard is different, right? So all they need is disability and low income and assets. So because Crystal is 30 years old, she is considered independent for purposes of SSI. Her mother's income does not count towards her income. So no matter what her mother --the fact her mother gets Social Security does not impact Crystal's income. So Crystal does not work, has never worked, and so she would likely qualify for SSI and then medication --Medicaid, excuse me, as long as her disability meets the definition of disability. So, those are just a couple of examples. Again, it really is kind of working through each of the issues that could come up, like talking about, okay, this is SSI, this is requirements for SSI, disability plus a lack of assets and income. What is required for SSDI? Disability plus a work history, plus a lack of gainful activity. And then obviously the different exceptions for children of disabled adults or retirees. So, how do you apply for SSI or SSDI? It's all done on the Social Security Administration's website. The only exception to that is if it is a child of a disabled adult. If it's a child of a disabled adult, then you have to file a paper form also found on the website, but it's not an online application process, so it's a little more tedious. Based upon a lot of research that has been done on this on rates of success, rates of success are very low, especially for SSDI. It's always helpful to have a lawyer, an attorney, walking you through the process, whether that is a legal aid attorney, a private attorney who is working on contingency, or a protection and advocacy attorney, which we'll talk a little bit about later on, to assist in the process and advocate making sure that you get all the correct medical records, all of the school records, if applicable, and that you're able to make a strong case for why the person needs SSI or SSDI. This is not a fast process. This is something where it's going to take a long time, most likely, to actually see the benefits come to the individual. This is not something where a person in crisis can get this the next week. This is something more of a long-term plan while someone is transitioning, that you can start working on. But there will need to be stop-gaps or something to kind of meet immediate short-term needs. The other considerations for SSI and SSDI is representative payees. So when a person has a cognitive disability, intellectual disability or they have schizophrenia or even sometimes in cases where people have autism, it is highly likely that the Social Security administration will require that that person have a representative payee, which is a person who is financially responsible for the individual's check. So, the individual will get a check. It will be written to the representative payee and go into a bank account that the representative payee has access to and then the representative payee will be responsible for paying for that person's living expenses and medical expenses out of that check money. What does that mean? That means you really need to be thinking about who that representative payee would be. Typically it's someone who is very much relied upon. It's someone who is, you know, a family member or a friend, or if it's an elderly person, maybe an adult child. But it can also be a court-appointed person. So if a person has a legal guardian, they're often also the person's representative payee. And if a person gets services from a service organization, that organization might be a representative payee. So it's a variety of different people. What this means that if a person is going to get a representative payee, it's important that you talk through what that means with the person, and also who they trust to be responsible for their financial health and their financial resources while they are receiving benefits. So that's a brief overview. Unfortunately we don't have a ton of time to talk about SSI and SSDI. If you have questions about SSI and SSDI, put them in the Q&A box. I'm trying to make sure I have time for questions at the end so I can get to those. Right now we're going to move on housing. It's a quick overview because it's not different than any other housing you help someone connect to. What is different is the supportive part of it, which is actually not a housing program. It's actually considered a home and community based services program. So we'll talk about that in a different place. HUD, the Department of Housing and Urban Development has a specific program for people with disabilities, and it's Section 811. And it's the only HUD program that is dedicated to producing affordable accessible housing for non-elderly very low income people with significant disabilities. So this is a program that you can specifically help a person apply for if they have a disability, but they are not elderly, and it's often easier to get for a person with a significant disability because of some of the logistical requirements, but a lot is the same as Section 8. Just like for anything else you talk to HUD. Go through HUD or local housing advocates in your community. The income limitations and calculations are similar to other HUD programs. There's really not a ton of difference. So what I'm --why I'm talking about this is because it is a specific disability program. However, it kind of runs parallel to regular Section 8 housing and does not typically have any real substantive application differences other than you're applying in a different location. So then we're going to talk about Medicare. So if a person is on Social Security Disability Insurance, like I said, they will automatically be enrolled in Medicare two years from the date that they were declared to be disabled by the Social Security administration. If a person is declared disabled, when they are 22, and they start getting benefits, when they are 24 they will qualify for Medicare even though they are not 65, they will qualify for Medicare. What does that mean? They will get a Medicare card in the mail. They will have part A coverage for free. They'll have part B coverage that they have to pay for. So there are a few options, if you have to --if they have to pay for part B and then if they need a supplement or a Medicare advantage plan. Most states have income assistance programs for people on SSDI that need help paying for med care. Additionally a lot of people are dual qualifiers, which means they qualify for Medicare and Medicaid, so sometimes Medicare will cover some of those costs. The thing to know about Medicare is that it has very limited coverage for people who have disabilities. It does not provide a lot of funding for just disability services. So longterm supports and services, coverage is limited. For example, home health services are only covered for beneficiaries homebound. So when we talk about these supports and services in the community is that the goal is to integrate people into the community as much as possible. That means paying for a helper, as is often referred to, to go to the movies with a person or go grocery shopping with a person A lot of that is funded by Medicaid and by home and community based service labors. Medicare will not pay for that kind of coverage. They will pay for home health healthcare services. They will not pay for case management. They're not paying for transportation. All of those things are things that someone would have to get through Medicaid. Which, again, is a lot of the reason why people who qualify for Medicare also apply for Medicaid in their state so they can get those services. Personal care services are not covered at all under Medicare. They are completely unfunded under Medicare, which means that a person who needs personal care services, even if they're on SSDI, even if they are on Medicare, still would not be able to necessarily provide those services unless they're paying out of pocket, which they probably can't do if they're on SSDI because they're only receiving that $1,100 a month or so. So what do people do in this situation? So Medicaid. So I'm sure you're familiar with Medicaid in traditional medical insurance/medical care coverage, but Medicaid also provides a whole host of other services specific to people with disabilities. So Medicaid is the service that, for example, pays for elderly people who are put into nursing homes, pay for the nursing home. They are the organization that pays for home and community based services for people with disabilities. They provide transportation. They are the funders of day programs for folks, for vocational rehab, occupational therapy, physical therapy. All of that is funded by the Medicaid program in your state. So Medicaid pays for institutional care. I was designed to pay for institutional care, nursing homes and care facilities. It used to be that a person with a disability would go into an institution and Medicaid would cover their healthcare and support services within the institution that they lived in. Starting a couple of decades ago, there's been a large movement towards deinstitutionalization, bringing people back into the community, integrating people into the community. And with that we've seen changes to the Medicaid system and that includes the idea of Medicaid dollars being used to pay for in-home support as opposed to only paying for supports in an institutional setting. For many years Medicaid was biased towards institutional care. So even though it paid for supports in the community, it was much easier and much more streamlined to get funding for institutional care than it was to get any sort of funding for community-based services. This has changed --the Affordable Care Act, for example, has really expanded Medicaid and the eligibility of folks to get community-based services. Although there are a lot of exceptions that we're going to talk about and a lot of discretion within the state. And the benefits vary depending on the state as well. So I'm not going to be able to talk specifically about your state. What I can do is provide some general information about the types of things that your state will consider when they're talking about long-term supports and services, and what that means. And then connect you to some resources. So Long Term Supports and Services, they mean exactly what they say. They are longterm care. So anything that is considered long-term care is a Long Term Supports and Services. So whether that is someone who needs supports through every phase of their life for the rest of their life because they have a permanent disability or if that's an older person who needs to be in a nursing home or an Alzheimer's facility, for example, or that is a person who wants to get nursing care in their home so they don't have to go into a facility, all of that is considered long-term care. And it goes beyond healthcare. It goes into basically any service that is provided in the community. So it includes institutional care. It includes home and community based services. Services are usually person-driven. So typically in many states you'll see that the person with the disability is able to hire, for example, their own personal care attendant. So they are able to choose who they want to help them. They are also able to direct which services they need. Usually there will be an intake process where there is a conversation about what they want. Do you want to be able to get a job? If so, let's talk about job coaches. Let's talk about rehabilitation specialists or vocational rehab. Do you want to take public transportation by yourself? Let's talk about a rehab specialist that can help you learn public transportation and how to navigate it. So it's very much designed... in an ideal world it's very much designed to be responsive to the person's needs and desires. And it's kind of a coordinated response. Usually there's a case management service. So you have one person who is coordinating the different care providers that one person will have. And it's funded by Medicaid. So it's available to people who require an institutional level of care. So it's really available to people who would otherwise be in an institution. So what this means, it's called --the program I'm specifically talking about is called the Medicaid Waiver Program, because what it means is that the state has to waive the funds they would get to put this person in a facility and then they can use those funds to pay for in-home services. So they have to first qualify for being in a facility in order to qualify for these resources. So it does take a significant level of disability and a significant need in order to qualify for these services. It depends on the states. Many states have different waiver programs depending on the type of disability or the type of support that a person wants or needs. For example, some states have a waiver program that is specific for people with intellectual/developmental disabilities and then they also have a separate waiver program for people with mental health disabilities. And then maybe they have a separate waiver program for people with physical disabilities. Other states might only have a waiver program for people with intellectual and developmental disabilities. It is completely kind of discretionary, up to them, how they kind of run those programs in a lot of ways. So some other things about this, states are allowed to cap the number of people who participate in these waiver programs. Which means you get wait lists. You get people being denied services that they need because states are at or over capacity. It also means that states are allowed to maintain wait lists. There is another program that states also administer that provide similar services that we're not going to talk about today, where they're not allowed to have wait lists. Most states don't have it as a program, but states have programs where they're allowed to maintain wait lists. And those wait lists you'll see vary significantly in length and duration of time waiting. The other thing states can do is they can limit the services in geographic areas. Which means if the services are only provided in a certain region of the state, that means that a person who needs the services either needs to move to that portion of the state or not get services. They're allowed to do that as well. Although I would say that's much less common. The most common limitations we see are only having programs for certain types of disabilities and having maximum capacity limitations. So what types of Long Term Supports and Services are included in this type of thing? Assistance with activities of daily living, such as personal care attendants. When I say personal care attendants, I mean not only people who come to help with showering and toileting and cooking and cleaning and those type of things, but also people who come into the home to go with you to the grocery store or go with you to the movies or maybe you need to go buy a dress and they help you go buy a dress, and this is sort of like a companion program. They do that as well. Obviously, that's not the only thing that they do, but that is one of the things that is funded. They also fund case management, which I already talked about. They fund medication management. So if someone needs assistance making sure either compliance with medication, where they just don't comply with their medication program, or if they need assistance in just, like, for instance maybe setting up a pill box for them to make sure that they're taking all of their medication every day. It will fund someone to come out and do that. Adult day programs, it funds those. It funds occupational physical and speech therapy, which is something that is very important, especially when talking about children with disabilities. It funds supported employment services and vocational rehab and job training for people with disabilities, which is a very important service as well as we're trying to get people with disabilities into the workforce. So the limitations on what it funds, it only funds things that are integrated in the community. So, for example, Medicaid would not fund a group home if that group home was completely segregated from the community and the people that lived in that group home were not able to make their own autonomous decisions about their treatment plans and their providers of services. Medicaid would fund someone who lives by himself in an apartment who has a job coach and a personal care attendant and a nurse case manager who comes in and helps with medication management and a transportation --who needs transportation assistance, Medicaid would fund all that, but it only funds services when the person is in the community. And meaningfully in the community. And so the thing to know about this is literally almost anything you can imagine is a service that a Home and Community Based Services program or some other Long Term Supports and Services program that a state might administer covers and pays for. The hardest part is really connecting to those services and getting those services despite wait lists, despite challenging logistical hoops that you have to fly through to get to them. So a little bit more about Home and Community Based Services. Almost every state has a wait list. Some states have a very short wait list of maybe three months. Other states have wait lists. States like Texas and Florida have wait lists up to ten years depending on which waiver program you're applying for. Ten years is a very long time for a person with a disability who needs these services to wait. There are exceptions to that. They give priority to people in crisis. So crisis is if a person is homeless, a danger to theirselves or others or if they're living with a person, a caregiver, who is either unable to give care or a danger to the person. So an abusive partner who is providing their services right now, and they are in a life-threatening situation and they need to be able to get out. That might qualify as a crisis. What that really means is that you have to be able to navigate the system and know how to alert the system that this is a crisis situation, so that a person is not put at the bottom of the wait list. And, unfortunately, that is not necessarily something I can tell you today because it's different in every single state. What I would recommend is getting to know the administering agency in your state. Typically it's the department of disability services or the agency for people with disabilities or something along those lines, and I also, when we talk about resources, we'll have a directory of those. But getting to know them and kind of getting to know what their process is and knowing the regulations in your states is extremely important to be able to navigate when a person in a crisis situation needs these services. So if a person is living with an abusive partner, and without that abusive partner they cannot get the transportation that they need, they cannot pick up their own medication, they cannot cook for themselves or clean for themselves, and you don't really know what to do, contacting that agency and talking about waiver services might be a good option to help that person as quickly as possible. A lot of local disability agencies can help with that. They are all very well-connected to the system, the Medicaid system and the Medicaid waiver system and other types of Long Term Supports and Services programs in your state. They are probably funded by them. If they have any type of supportive housing, it's funded through Medicaid. A lot of times you'll see that disability organizations will have supportive housing where they have maybe three people with disabilities in an apartment and then a live-in habilitation specialist. That is funded by Medicaid. And those are the type of things when a person is in crisis you can try to connect them to as a priority 1 situation. They also have --some states have different levels of priority depending on the severity. For instance, the number-one is if someone is in --at risk of bodily harm. So, I think that that is --you can make that argument for someone who is leaving a domestic violence situation or is currently in a domestic violence situation, that they are at risk for bodily harm if they stay with their caregiver. There are other levels for homelessness or living in a homeless shelter, for children who are either don't have someone to take care of them or living in an abusive environment. There is a lot of ways that you can argue a priority or a crisis situation. But they really have to know the system, but knowing the system and how to advocate in this system requires building relationships with these agencies. Early on before you need services from them. Just so you know, Medicaid, 46% of Medicaid services is used in Home and Community Based Services. So that means that almost half of everything that Medicaid pays for -so think of the scope of Medicaid just health insurance and how much they pay for health insurance and health coverage. Despite how much they pay for that, almost half of their spending is really on Long Term Supports and Services. So it's a huge amount of money and what it really means is that the federal government subsidizes. So instead of matching Medicaid's output like they do for a lot of other programs, for the Home and Community Based Services program, the state gets a subsidy in order to provide the services. They're spending 46% of their budget plus the additional subsidy they get from the government. So, I think that that is a very, very, very brief overview of Home and Community Based Services. Again, the key takeaway is get to know these service providers and administering agencies. Find out what the application process looks like in your state. Talk to disability organizations, and have those relationships built so that when someone comes in, that you are able to quickly respond to the situation. So, here is another scenario. Mike has been homeless since leaving his abusive partner. He has an intellectual disability. He does not know how to take public transportation, manage his medication or manage his finances. What services and/or financial supports may Mike qualify for? So there's a lot here. He has an intellectual disability. We don't know if he works or not. If he works, he probably doesn't make more than the amount that he's allowed to make via the Social Security Administration. So he likely qualifies for SSI. So SSI would then mean that he's connected to Medicaid insurance and healthcare. And then, because he is homeless, you're dealing with housing. You have a couple options. You can try to get him in Section 811 of federal housing, or you can work to find him housing through a disability organization or through Medicaid waiver services. Note that even if a person is on Medicaid already has Medicaid or is applying for Medicaid, they are not automatically given a waiver. They're not automatically applying for a waiver. It is an affirmative process. You have to fill out an additional application and go through additional paperwork and red tape before they're able to even be put on the wait list. And then if it's a crisis situation, there's usually additional paperwork on top of that that they have to fill out in order to qualify as a crisis. And usually it requires meeting with a case worker and a variety of difficult sort of conversations that a person, maybe Mike, who has an intellectual disability doesn't know how to navigate the system and doesn't know what to say to the person at the Agency for Persons with Disabilities, if you're in Florida, for example, and doesn't know what to say to convey he is in a crisis situation. That is where an advocate at your organization would step in and be able to walk him along, or at least connect him to an advocate at a disability organization who is maybe more familiar with the process of applying for waiver services, and then create that smooth transition to working with that advocate. So, he would qualify for things like independent living skills, habilitation services, medication and case management. He would also probably need a representative payee, depending on the severity of his intellectual disability. So another thing we would need to have a conversation with him about is, who can you trust to take care of your finances? Obviously not his partner. So who is that person that you can trust with your finances? That would be another conversation that you would need to have. So, applying for Long Term Supports and Services, the process is difficult. The process is not easy to navigate. People with disabilities themselves almost never even know that this service exists. They usually apply for it on behalf of the person by either a parent or a guardian or a disability service provider who knows about these services because this is what they do and this is what they understand. Doctors will sometimes help and say, hey, this service exists. But they don't know how to navigate the system either. Depending on the state of residency, the application could be quick. It could take a very long time. You could be on a wait list. And be on a wait list for years. Or you could be on a wait list and taken off a wait list very quickly. The other thing to keep in mind, if a person is going to move states, the wait lists are state dependent. The applications are state dependent. If you have a survivor who is currently living in Texas but is planning on moving to Oklahoma, across the state line, to go live with their family members, for example, that would mean that they would then have to --the Texas wait list would be void when they moved to Oklahoma. They would have to start the entire process over again. So, that would really mean that letting them know that --if they know they're moving, they're able to plan for that, maybe connecting them to an advocate in the state that they're moving to, but it's important to realize that this is all state dependent. It does not carry over. And if they're going from a state with a very long wait list to a state with a very short wait list, that might be great for them. But if they are going from a state where they are on a short wait list and going to, for example, Florida where the wait is ten years, that might be a significant factor for them. Another factor is if they're already receiving state-based benefits. So Medicaid, Long Term Supports and Services, a waiver, that is not transferred to the next state. If they are crossing state lines they have to reapply for everything. Social Security Disability and supplemental security, those cross over, those are federal programs. If a state office has a supplement to those programs, then the state supplement won't cross over, but they will at least still have those benefits even if they move states. And, again, remember this is usually a different application than Medicaid itself. So finding someone at the office, the Medicaid office or whoever administers your disability services is going to be difficult. You need to make sure someone who is familiar with the program, familiar with the requirements of the program and knows how to connect you to it. I have personally heard experiences of people who have applied for Medicaid and asked the person that they talked to that is helping them apply, am I also applying for these services, and they've been told "yes" when in fact they're not. Not necessarily out of any sort of ill will, but just because people do not know what they're talking about when they say, "am I applying for services?" They don't know what that means because they don't work in that area. Sometimes it's even a completely different administering agency, in fact it usually is a completely different administering agency. So just needing to make sure that you're communicating that and you try to really try to figure out the net of that system before you enter a crisis situation or have someone come in who is in a crisis situation. Another scenario. Marissa and her four-year-old son, math chew, are receiving services from your organization. Matthew has cerebral palsy and uses a wheelchair. Before Marissa's divorce she was able to pay out of pocket for a personal care attendant for Matthew while she worked at her full-time job where she makes $60,000 a year. Since she left her husband she's been on leave but now has to return to work. How can you help ensure Matthew gets the services he needs while Marissa works? So the first consideration is financial services. Matthew would not qualify for Social Security Disability Insurance because his mother is not disabled. And he may not qualify for Supplemental Security Insurance because his mother makes $60,000 a year. The other thing to keep in note is his father's income may count toward the total parental income as well. So he might not qualify for either federal disability benefit. However, he may still qualify for Medicaid and for Home and Community Based Services. So he may still qualify for a day program that is funded through Medicaid. He may still qualify for a personal care attendant to assist him if his mother has to work odd hours and cannot help him bathe, he might still qualify for habilitation services, physical, occupational therapy. He might still qualify for all of those even though he doesn't qualify for either of the federal disability programs. So, applying for Long Term Supports and Services through Medicaid is something that he would need to do even if he doesn't necessarily need Medicaid for health benefits because if his mother has a full-time job making $60,000 a year she likely has health insurance, although I will say nowadays that is not a given. But he can still receive other services if he applies through the Medicaid waiver system in his state. Again, that would be state dependent. And typically people who have developmental and intellectual disabilities, there is a program for them in every state. Not every state has waiver programs for people with mental health disabilities and not every state has programs for people with physical disabilities, but intellectual developmental disabilities is pretty standard. That's the most likely to have a waiver program for people with those types of disabilities. And cerebral palsy is a developmental disability that also affects physical aspects of your life, so he would still probably be able to get waiver services. So that would mean that you would need to walk Marissa and Matthew through the process of applying for those services. So, another scenario. Janet has just left her husband after 20 years of marriage. She is blind. She has several other health conditions and cannot work. She has not yet initiated divorce proceedings. She and her husband share a savings account but Janet does not know how to access the money or how much money is in the account. What, if any, benefits could Janet qualify for? So Janet has no work history. If she cannot work. I'm assuming she has never been able to work. That is an assumption I'm making. That may not be the case. If she has a work history, that would be something to look into. So we're looking at Supplemental Security Insurance, SSI, because she does not have a work history, in my assumption. So what does that mean? She has to have a disability. So she's blind. So there are special provisions for people who are blind. They typically are automatically considered to have a qualifying disability. And, for example, in SSDI, they're actually able to earn more per month and still qualify than other types of disabilities. So she likely has a disability under SSA regulations. She doesn't have a work history. We don't know what her assets are or what her income is. She has zero income from work but does she have other residual unearned income such as stocks and bonds? Does she have --maybe she is listed as an owner on rental property that the couple owned jointly all of that will count as assets and income for her. This joint account they have, this joint savings account, if her name is on that account, it is considered an asset by the Social Security Administration, even if she has no way to access it. If her name is on the account. If the account is in her husband's name and she is no longer living with her husband and she's not --she's not holding herself out to still be married to him, she is planning on a divorce, and it's only in his name, it would not count against her. It would not count as income for her determination. So it really is very fact-dependent. It's about thinking about specific --the specifics of an individual case, which is why I'm going to talk a little bit about some resources that are available from people who can actually walk you through specific cases. Because I can give you general information, but because everything is so case-dependent, talking to a person about actual cases and connecting a person to an attorney or a benefits advocate is really the best option that you have. So, I just have another chat, and I think Adobe may be cooperating a little bit better now for us to be able to bring the chat box out. I'm not entirely sure though. No promises. But just think for a couple minutes about what challenges you foresee in your organization in connecting survivors with disabilities to the supports that we talked about today. Does any of this seem particularly difficult or challenging for you given either your resources or educational --I'm sorry, not educational --training and sort of experience? And what maybe could you do to mitigate some of that challenge? So, I see a few people are typing. So we'll give everyone --so, yeah, rural program, it's very difficult for a rural program. What I would suggest is having a really close relationship with your statewide administrators of these programs, because you may not have local disability providers, but the statewide may be able to provide you with someone that is close to you that may be able to provide information for you. Required documentation. That is definitely, if someone is leaving an abusive situation, they might not have the required documents that they need. Maybe they don't have their birth certificate, they don't have their Social Security card, let alone other medical records and things of that nature. So it's definitely difficult to connect people to these services without having that required documentation. Just like you do with disabilities you can help them get a new birth certificate and new Social Security card and things of that nature, but it does mean that there are delays. And, yeah, we didn't talk about emergency services. Emergency services specific to people with disabilities are really limited to getting people crisis services through the waiver system. There are domestic violence shelters that are accessible to people with disabilities. They are truly accessible shelters or temporary housing, it's hard to find, but if you are an advocate and connecting someone to shelters, don't be afraid to advocate on behalf of your client for accessible services. And saying you know, they are entitled under the Americans with Disabilities Act to have a sign language interpreter here. You need to provide it. A lot of times that is the only way they're going to get these services, if they or you are advocating on their behalf. Let's see what else we have here. These are really good challenges that --really they face everyone. A lot of people in rural communities... the good thing about --not the good thing about the protection and advocacy system is that attorneys in the protection and advocacy system, which we'll talk about when we talk about resources, they're based all over the state and they have a really good connection statewide. So being in a more rural area may not be as big of an issue as you think when dealing with statewide resources and with technology. But bringing people to those resources is difficult, yes. Let's see. The clients don't have money for attorneys, don't have pro bono available. The good thing about protection and advocacy services is they are funded by the federal government, so they provide services to people with disabilities free of charge, so that means that even if someone does not have any assets whatsoever, they can still receive legal services when it comes to getting benefits. Protection and advocacy agencies, many of them also have advocates that are not attorneys to help people apply for these benefits as well, as well as many legal aid organizations also have those type of things. Let's see if there's anything else. Having more resources available, having accessible resources, these are things that we see basically with all --with all organizations really, and it's something that it involves a lot of planning and thinking about, but there are a lot of things you can do with very little resources. You can create in a Word document a directory of the names of the agencies or a contact person at the agencies, things like that that are very helpful. I see something, maintaining confidentiality with so many connections needed. Informed consent is a very touchy subject when it comes to people with disability. When it comes to consent, when talking about this type of thing, it's important to talk to the person, not their guardian. A lot of times their legal guardian may be their abuser. It's a touchy subject. What it just means is having very thoughtful conversations with the client every step of the way, explaining what you're doing, having releases that are in plain language that are easy to understand, training your advocates on conveying that information in a way that is accessible for people with disabilities. Yeah, I mean, a lot of this is resource-based. Legal aid not having enough resources. A lot --there is someone on here who made the comment that most Social Security and SSI attorneys basically work on a contingency, which means they don't get paid unless the person gets benefits and then they get a portion of the benefits that the person would get. Typically that is an appeal process. So if a person is denied benefits they can hire an attorney without having to pay that attorney and then when they win, the attorney will take their price out of whatever the lump settlement is. So that's just some of the challenges. You all have brought up really good challenges. I think there's a lot of thinking that can be done around how to overcome some of these challenges. I think that the biggest thing is just forging these connections between yourselves and disability organizations and between yourselves and administering agencies, especially at the state level. I think that that is really the key to figuring all this out. It's a complete spiderweb of services and organizations and navigating that is very difficult. And having those connections will make sure you're not missing anything. We're going to talk about resources. We have a couple minutes left and I'm hoping to have a couple minutes for questions, so hoping to get through the resources quickly. The first is the Protection and Advocacy Agency, there is one in every single state, it's federal mandate, funded by the federal government to provide advocacy services, legal and otherwise, to people with disabilities. If you click the link in the PowerPoint it will take you to the National Disability Rights Network, which is the national network of protection and advocacy agencies. There will be a map on there and you click on your state. You can find your P&A. They will all have the ability at the very least to connect you to an advocate in receiving benefits. If they don't have anyone on staff. This is a priority area of all the P&Asand so it's something that they definitely work on. They also --the other good thing about P&Asis that they have expertise in abuse and neglect. Maybe they don't understand domestic violence but they understand the risk that people with disabilities face and why it's important to help them immediately and quickly, especially in crisis situations. So that's helpful. The other resource is, again, the State Disability Agency. They often administer a lot of services. So, for example, waiver services are administered by the states via these agencies. For example, in Florida it's called the Agency for Persons with Disabilities. In Virginia it's called disability services agency. And in D.C. it's called the Department on Disability Services. And, again, I sent you a link to the directory right in the PowerPoint. And there are --they also list out a lot of the requirements for waiver services and what the application looked like and all of that in their website. And then there are a lot of disability advocacy organizations. The Arc of the United States and their chapter network, they have 600 plus chapters across the country, including in many rural areas that can provide information. Another good one that is not in here is your local Independent Living Center. They usually have habilitation specialists on staff funded by Medicaid and work with people every day in getting benefits and managing benefits that they need. So they are a great resource as well. And if you have questions and want to talk about other resources or resources in your state, you can contact me. My contact information is available here. I saved one question, so I'm going to go ahead and answer it real quickly. You mentioned finding support people, particularly for control of finances. If a survivor doesn't have a support system in place and doesn't have anyone to appropriately manage finances, what recommendations would you give that person? So they have a few options. If they are getting connected to services through a disability service provider, that disability service provider is probably certified to be a representative payee for the people that they serve. They could have --that would probably be the best option. Another option is a court can always assign someone. There are people quote/unquote professional representative payees, who just do this for people. What I would say about that is you have to be very careful about who you are selecting because there is a lot of opportunity for financial misuse of people's money and identity and so you really want to vet whoever is going to be that person. And unfortunately it looks like we're out of time, so I'm going to go ahead and pass it back to Leni. Thank you all so much. >> LENI DWORKIS: Thank you so much, Ashley. And I would like to thank all of you for participating in today's webinar. We ask that you complete a brief evaluation, which you can do by going to the link in the pod on your screen that says "Survey." Click on the word "survey" and then click Browse To. We'd really appreciate if you could take a few minutes to share your thoughts with us so we can continue to work to meet your needs. The webinar materials, including a PDF version of the PowerPoint, as well as a Record of Attendance, are available in the files pod. And for those of you who are interested in downloading a transcript of the webinar, you can do so by going to the captioning pod at the bottom of the screen and clicking on the button that says "save." We will leave the webinar open for a few minutes to give you time to download this. A recording of this webinar will be posted to our End Abuse of People with Disabilities website this week. Thanks again and have a good afternoon!